Identity Theft Protection in Tennessee

#12 Nationwide

Complete guide to Tennessee's identity theft laws, your consumer rights, and resources for protection and recovery.

#12
National Rank
129.4
Reports per 100K
8,869
Total FTC Reports
Free
Credit Freezes

Most Common Identity Theft in Tennessee

#1
Credit card fraud
#2
Government benefits fraud
#3
Phone or utilities fraud

Your Rights in Tennessee

Understanding your legal protections and consumer rights under Tennessee law.

Credit Freeze Law

Tennessee provides free credit freezes and comprehensive identity theft victim protections.

Free placement and removal
Breach Notification

Tennessee requires notification without unreasonable delay following discovery that personal information was breached.

Companies must notify you promptly
Criminal Penalties

Identity theft is a Class D felony punishable by 2-12 years in prison and up to $5,000 in fines.

Tennessee Code § 39-14-150 (Identity Theft)
Tennessee Code § 47-18-2107 (Personal Information Protection Act)
Key Consumer Protection Laws
Tennessee Personal and Commercial Computer ActTennessee Consumer Protection Act

0% of Tennessee residents have been affected by data breaches

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If Your Identity Is Stolen in Tennessee

Step-by-step guide to protect yourself and recover from identity theft.

1
Immediate Actions
• Place fraud alerts with credit bureaus
• Contact your banks and credit card companies
• File a police report locally
• Report to FTC at IdentityTheft.gov
2
State Resources
• Contact Tennessee Attorney General
• File state-level complaints if needed
• Use state identity theft resources
• Know your state-specific rights
3
Recovery Steps
• Place credit freezes (free in Tennessee)
• Monitor credit reports regularly
• Dispute fraudulent accounts
• Consider identity monitoring service
Tennessee Attorney General Consumer Protection Division

The Tennessee Attorney General's office handles consumer protection and identity theft complaints.

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