Identity Theft Protection in Maryland

#7 Nationwide

Complete guide to Maryland's identity theft laws, your consumer rights, and resources for protection and recovery.

#7
National Rank
151.6
Reports per 100K
9,199
Total FTC Reports
Free
Credit Freezes

Most Common Identity Theft in Maryland

#1
Credit card fraud
#2
Government benefits fraud
#3
Phone or utilities fraud
#4
Bank fraud

Your Rights in Maryland

Understanding your legal protections and consumer rights under Maryland law.

Credit Freeze Law

Maryland provides comprehensive credit freeze protections at no cost to consumers.

Free placement and removal
Breach Notification

Maryland requires notification as soon as reasonably practicable but no later than after discovery of a breach.

Companies must notify you promptly
Criminal Penalties

Identity fraud is a felony punishable by up to 5 years in prison and $25,000 in fines.

Maryland Criminal Law § 8-301 (Identity Fraud)
Maryland Commercial Law § 14-3504 (Personal Information Protection Act)
Key Consumer Protection Laws
Maryland Personal Information Protection ActMaryland Consumer Protection Act

0% of Maryland residents have been affected by data breaches

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If Your Identity Is Stolen in Maryland

Step-by-step guide to protect yourself and recover from identity theft.

1
Immediate Actions
• Place fraud alerts with credit bureaus
• Contact your banks and credit card companies
• File a police report locally
• Report to FTC at IdentityTheft.gov
2
State Resources
• Contact Maryland Attorney General
• File state-level complaints if needed
• Use state identity theft resources
• Know your state-specific rights
3
Recovery Steps
• Place credit freezes (free in Maryland)
• Monitor credit reports regularly
• Dispute fraudulent accounts
• Consider identity monitoring service
Maryland Attorney General Consumer Protection Division

The Maryland Attorney General's office handles consumer protection and identity theft complaints.

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