Identity Theft Protection in Colorado

#10 Nationwide

Complete guide to Colorado's identity theft laws, your consumer rights, and resources for protection and recovery.

#10
National Rank
136.9
Reports per 100K
7,861
Total FTC Reports
Free
Credit Freezes

Most Common Identity Theft in Colorado

#1
Credit card fraud
#2
Phone or utilities fraud
#3
Government benefits fraud
#4
Investment fraud

Your Rights in Colorado

Understanding your legal protections and consumer rights under Colorado law.

Credit Freeze Law

Colorado provides free security freezes and allows consumers to temporarily lift freezes for specific periods.

Free placement and removal
Breach Notification

Colorado requires notification without unreasonable delay, generally within 30 days of discovering a breach.

Companies must notify you promptly
Criminal Penalties

Identity theft is a Class 4 felony with potential sentences of 2-6 years and fines up to $500,000.

Colorado Revised Statute § 18-5-902 (Identity Theft)
Colorado Revised Statute § 6-1-716 (Security Breach Notification)
Key Consumer Protection Laws
Colorado Consumer Protection ActColorado Privacy ActIdentity Theft and Financial Fraud Laws

0% of Colorado residents have been affected by data breaches

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If Your Identity Is Stolen in Colorado

Step-by-step guide to protect yourself and recover from identity theft.

1
Immediate Actions
• Place fraud alerts with credit bureaus
• Contact your banks and credit card companies
• File a police report locally
• Report to FTC at IdentityTheft.gov
2
State Resources
• Contact Colorado Attorney General
• File state-level complaints if needed
• Use state identity theft resources
• Know your state-specific rights
3
Recovery Steps
• Place credit freezes (free in Colorado)
• Monitor credit reports regularly
• Dispute fraudulent accounts
• Consider identity monitoring service
Colorado Attorney General Consumer Protection Section

The Colorado Attorney General's office handles consumer protection and identity theft complaints.

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